Privacy Policy

1. Browser-Side Local Calculations

The most important detail of our privacy policy is how our calculators operate: all calculations are performed entirely within your web browser using client-side JavaScript. When you enter numbers into our debt, mortgage, savings, or income tools, those numbers are processed locally on your device. They are never transmitted to our servers, saved to a database, or shared with any third party.

2. Personal Data We Do Not Collect

We do not require user accounts, logins, or registration to use Calcora Finance. We do not collect or request personally identifiable information (PII) such as your name, email address, phone number, physical address, or account numbers.

3. Standard Web Logs & Hosting Data

Like most websites, our web hosting server automatically logs standard requests (such as IP addresses, browser types, referring pages, and timestamps) to monitor server performance, prevent abuse, and maintain site security. These log files do not contain any financial details or personal information that you enter into the calculators.

4. Cookies & Analytics

We may use cookies to improve user experience, remember basic preferences, and collect anonymous aggregate website traffic data (via standard platforms like Google Analytics) to understand which calculators are most popular. You can disable cookies in your browser settings without affecting the functionality of any calculator on this site.

5. Updates to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The date of the latest update will be posted at the top or bottom of this page.

Last updated: June 23, 2026

6. Contact Us

If you have any questions or concerns about this privacy policy or our data practices, please contact us at privacy@calcorafinance.com.