Terms of Service

1. Acceptance of Terms

By accessing and using Calcora Finance (the "Site"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this Site.

2. Educational & Informational Disclaimer

IMPORTANT: All calculators, tools, guides, and articles on this Site are provided for educational and informational purposes only. The results and projections generated by our tools are estimates based on user-provided inputs and assumptions. They do not constitute financial, investment, tax, legal, or professional banking advice.

We strongly recommend that you consult with a qualified certified financial planner (CFP), accountant, tax advisor, or legal professional before making any major financial decisions, signing loan agreements, or executing investment strategies.

3. Accuracy of Calculations

While we strive to ensure that our formulas, mathematical logic, and descriptions are accurate and up to date, Calcora Finance makes no warranties, expressed or implied, regarding the accuracy, completeness, or reliability of the calculations or content. Lenders, tax agencies, employers, and banks use their own exact guidelines, fees, and daily interest calculation methods which may differ from the estimates provided here.

4. Permitted Use

You are granted a non-exclusive, non-transferable, revocable license to access the Site and use the tools for personal, non-commercial purposes. You agree not to scrape, copy, modify, frame, republish, or reverse-engineer any portion of the Site, including the calculation engine code, without prior written authorization.

5. Limitation of Liability

In no event shall Calcora Finance, its founder Rahul Raj, or its contributors be liable for any damages (including, without limitation, financial losses, loss of data, business interruption, or damages arising from the use or reliance on the Site, even if notified of the possibility of such damages.

6. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the jurisdiction in which the Site operates, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

Last updated: June 23, 2026